Keeping this goal in mind and finding a new home in the Kansas City area is proving to be difficult. We are trying to keep ourselves on a fairly tight budget, rather than becoming "house poor" (a situation where all your money goes to the mortgage). However, we want to be in a safe nice area and have a well maintained home that isn't on a busy street.
We've found that in order to stay in our budget we will most likely be in a small town outside of the heart of the metro. Unfortunately that means that my husband will have about a 30 minute commute to and from work everyday. But, his company allows him flexible hours so he can commute when the traffic is low and he should be home by 4:30 everyday.
Even after being flexible with proximity to town we still have to decide what things on our wish list for a home are expendable. This is proving difficult, as many homes either seem to need a lot of work or be extremely small. So we have begun considering new construction homes built on a slab rather than a basement. I'm just trying to get over the idea of not having a basement in Kansas. But, the decision for a slab saves us 20-40k over house built with an unfinished basement, which we would probably spend extra money in order to finish the basement so it would most likely make it more difficult if not impossible to reach our goal.
So currently our home search has our eyes set on one particular slab built home with a three car garage. What do you think? Will I go nuts without a basement? Our will it be worth it to be debt free in 10 years?




